Many pensioners are forced to apply for a loan to meet certain expenses for which it is convenient to extend the payment. One of the characteristics most sought after in the products made available to banks is that of the speed with which it is possible to receive the loan, and even many times an immediate disbursement of the requested sum is required.
Let’s see how to receive a loan for retirees in a few hours, by applying online or at the branch closest to our home. So let’s find out which banks offer this possibility, in the specific case of retirees looking for financing. How to make the request in order to receive the money we need in the shortest possible time and what are the guarantees that we will be asked of the bank to obtain a loan with immediate disbursement.
Loans for retirees with immediate disbursement: which are the best companies?
Very often we find ourselves in the condition of having to apply for a loan to meet an unexpected expense, which can be for example that for the repair of a car following a breakdown, or the expense for the dentist, which we had not budgeted. Many pensioners are forced to apply for a loan, and a feature that is often sought after is the immediate disbursement of the requested sum, which allows us to have the money we need immediately available.
There are several companies that offer this type of service. The absolute best choice, if you are retired and want to receive money in the shortest time possible, is to proceed online. On the website of the various banks we are presented with all the products designed for their customers. A service that is now often offered, and which greatly simplifies the customer’s life, is the bank’s official App.
Just to give some examples, if you are a credit bank customer you can download credit Mobile Banking, but there are many other companies that offer this type of service. These Apps, available for both iOS and Android, therefore allow us to monitor our financial situation, and also proceed with the loan request with a few simple touches on the screen. In this way you will immediately receive the money you need.
Loans for pensioners with immediate disbursement: necessary requirements
We have therefore seen how it is possible to receive the money we need even in real time. To do this, as specified on the website of the various banks, there will be pre-assessed profiles, for which therefore there will be no need for the time usually required to ascertain the economic capacity of the customer. In the case of pensioners, as always there will be no particular problems regarding the guarantees to be presented to the bank.
What we will have to present to the company will in fact only be the last pension slip. The amount that we will be able to request will therefore depend on the net amount received each month. As regards the registry requirements, the maximum age beyond which it will not be possible to apply for a loan is set by each bank, but usually it is 75 years. Once we have been evaluated, therefore, we can make the loan request completely online, from the website via PC, or from smartphone or tablet via the App offered by the bank. In this way the money will be immediately paid into our bank account.
Obviously it is also possible to make an appointment at the branch that is most convenient for us, and in this case an expert at our complete disposal will guide us in the loan application procedure. In this case the times are slightly longer. To simplify the procedure, we recommend that you bring all the required documentation with you, to avoid having to return to the same branch several times.